They called me, waking me up out of a dead sleep and I'm sick. After I got the young woman to identify herself to me again and what she was calling about, turns out they are a debt collection agency, ERC. Well, since I KNOW I am current on all my bills, I ask her who she is attempting to reach again. Turns out same first and last name, but different middle initial. She didn't even stay on the phone long enough to tell her to take me off her list. I'm not certain if they are legit company and just had the wrong name; or if they are a scam. I'm reporting them to the FTC regardless!