Missed the call...does anyone know who this is? I don't know anyone in Washington.

360-350-5360 called on 2/07/12.
Caller ID: NCO Fin Sys

Follow up to previous post.

NCO Fin Sys is a Collection Agency.  I have never had an account with NCO Financial Systems, Inc. ("NCO", "NCO Financial" or "NCO Financial Systems").

The call is from their Collections Group.  Most likely the person who had my phone number prior to me is in default.  I recommend the NCO Fin Sys expedite the collection process for this person!  I will not offer any assistance in helping them locate their customer who in default and I certainly will not share any of my personal information with them.

They called me and I don't even have an account with Capital One that they were collection from.  Also, I have had my number for over 18 years.  I know there was a bulletin out recently about people using info like this to scan people out of money.  I believe this is the case.


When I told the guy that I didn't have an account with Capital One that he had the wrong person, he said OH.  What professional says this?

ALWAYSr ecord every conversation with debt collectors. Inform them that you are recording., if they don't like it they can hang up and stop calling. Force them to abide by the FDCPA. Demand a letter of validation for any alleged debt. Refuse to pay any debt that is past the statute of limitation. If no debt is legally owned send certified letter to cease and desist contacting you. Research the FDCPA. File complaints against them with your state attorney and their state attorney, file complaints with the FTC. Sue for any violation of the FDCPA. Lawyers will take these cases on commission.