Yes, I received the same phone call (I live in CA) from a man claiming to be John Anderson (his number was 646-918-5212) and he was calling on behalf of his collection agency. When I questionsed him on what company was claiming a defaulted loan, he said he that I should call Roger Smith from the company that was making the claim (at 360-350-1994).

This guy Roger Smith, says: "I'm from "Cash Advance USA" no, no "Advance Cash USA". I'm thinking in my head, you do not know the name of your own company? And he says he can't talk to me because all the information has been forwarded to the collection agency.

So I did some reseasrch and I did get a pay day loan, around the time they claimed but they wouldn't give me a specific date, just the month and year.

So then I called the pay loan company that I got the loan from (PayDayMax and this was from a loan I got in Dec 2007 and they said, "no you are in good standing with us, you paid your loan 10 dyas after you got the loan, there is nothing outstanding with us."

So I called this John Anderson guy back and he got abusive over the phone, and said; "I'm not going to discuss this with you, either you pay up or we are going to sue you."

So I said; "Well send be the information so I can verify the information and know what you are talking about.

And this John Anderson guy (Indian, from India by the way) said; "No, are you going to pay right now or are you going to go to court?"

And I said:"I'm not going to agree to anything until I know what you are talking about."

He said; "Pay up b***h or we are going to sue you"

At which I said; "This conversation is over and I'm calling the cops on you"

Which I did, I went down to the police station and the officer that spoke to said he got a call like that earlier today too.

The scary part is that they had my bank account number and SSN which is why I didn't hang up on them right way. I already contacted the TransUnion, Experian, and Equafax and my bank. It was too late today to talk to FTC the State Attorney's Office and the FBI. But I will be contacting them tomorrow. Hope you guys have better luck than me.

Hi,
Garna Parsley here and I'm posting about this on the web in as many blog sites, etc. that I can. A man calling himself Mike Wilson from National Affadavit Processing Services contacted me today saying I was being sued because I had an outstanding balance regaarding a payday loan from Cashco. I immediately questioned him about the bill and upon insisting fro a statement from the company Cashco, he became evasive. I then asked him for the phone number of Cashco and he gave me the number (360)-350-1994, which turned out to be NAPS (National Affadavit Processing Services). He had a very thick Indian accent. He let it be known that he knew my social security number, the name of my current bank, two of my close relatives (mother and mother in law, and my physical address. I didn't verify any of the information with him. After hanging up with him, I did find the number of Cashco, a legitimate payday loan business in Oregon. I spoke with Julie Dougherty from collections of Cashco and she said that it was a scam and that she had received 3 other calls that very day about NAPS! I called back the (360)-350-1994 number and informed them that I was onto them and knew that they were trying to scam me. The man was very arrogant and told me that he wouldn't stop calling because he liked to hear my beaautiful voice. He then began using curse words and told me that he was "beyond the law and could not be stopped." About 5 minutes after hanging up with him, my mother gave me a frantic call. NAPS called her and told her that I was in serious trouble and was about to be arrested within 24 hours if she di not pay him the money. NAPS also called my mother in law. I informed both of my relatives about this scam. I'm still a little shook up and will never trust anyone over the phone again that is calling to solicit me or calling regarding a debt.

I received the same call from 360-350-1994 with the same outstanding loan issue. Can we report these guys?

I just had the same thing happen to me.  What can we do about these people?

THIS IS A SCAM COMPANY!  DO NOT PAY THEM ANY MONEY!!!  They said I defaulted on a payday loan.  They have my SSN and an old bank account number.  I have issued Fraud Alert on my SSN and credit card protection to make sure my identity doesnt get stolen.  It's only $10 a month, and I suggest you do the same.