Just received the same email... I never even had that type of money deposited into my account so how can they say I owe them? I had this same type of phone call about a month or two ago and I kept giving back to them and told them i was reporting them to local police and to anyone else that I felt needed to be informed. After that I stopped gettin phone calls and now all the sudden I am gettin this email. I think I will be goin to local news and police. This needs to be put to a stop.

I keep responding to them to get more info even though I know it is a scam. This time I ask them what day the money was deposited and it was like 2 years ago, so contacted my bank and there was no money deposited of that sort for that day. So, I emailed them back to stop bothering me and to send me a certified letter.

I received the exact sane letter different reference and file numbers threatning me with the same $931.23 and $4,271.15 in curt costs this is a scam, there is a company called ace cash express, not the same one and to me they ar ok. but they are being lumped into this one.  different phone numbers.  I am a senior and husband on disability.  who do we report these people to as this to me crosses the line.we are all getting  duplicate letters, this is illegal. the email was not in my spam folder and this needs to stop.  no loans taken out  by who ever they are...bottom feeders.  hope they read these posts.

Report them to the FTC, FBI and your state's Attorney General.  Email is not a legal way to send you a court summons.  Nor is it the legal way to send you a dunning letter for an alleged debt.  You can forward the email to the FBI at their Internet Crime Complaint Center - www.ic3.gov.  Contact the FTC at www.ftc.gov, and you can find your state's AG here: www.naag.org.  

Any time you get these emails - just delete them - they are scams - nothing more, nothing less.  Do not respond to them.  If any of the emails have attachments - DO NOT OPEN THE ATTACHMENT!  This may allow malware/keyloggers/viruses onto your computer, which may allow the scammers to have access to any personal information on your computer, or to copy the keystrokes you use when you log in to sensitive sites, like your bank account online.

My daughter just got the same exact e-mail!  What the heck are these people doing?  I agree....get a job and quit scamming people!  The gall it takes to do this....I hope nobody falls for it!  YIKES!!  I'd like to forward it to the US Attorney's office....I bet they'd get a good laugh!!