Credit agency but very very shady.  They dont accept credit cards and want everything either westerned union or green dotted to them.

Also they threatened me read the email below

Hello



Thank you so much for this response.

Now we are going to take this matter into the court department.

So be ready to recive a  Legal Documents from FICO Department regarding your case file.

When they will take this matter to the court department near about the judge then you will come to know how to run away from the legal matter.

Now we don't need your money just keep it with you for the sake of $<redacted> you have to pay more than $<redacted> then you will know how to make a payement.

We are going to send your Social Security Number to the SSN department to block this number for next few years and i am make sure that in future you will not get any kind of social benifits form the United Government.

Your SSN :- redacted

Your Address :- redacted

City:- redacted

State:- redacted

Zipp:- redacted

If you need more information you can ask me so we can satisfy to you that we are not from India and if you think that we belongs from that country so u can wait for few days when you have a legal papers at you mailing adress with some investigators officers.We just try to help you so you can make a payment but you think that all is shady So now we want to let you know that waht is this?As per the good credit score we thought to help you so you can resolve the matter But you taken this in a wrong way.We are not your servent who send you mail and call you again and again to save you.

You taken a loan so its your duty to pay  back to the our company but if you forgotto pay so as per contract copy which we provided at that time when you sign the application there is a terms and conditon which says that {If you are not liable to make a payment as per the decided time period of the company so you will not get any kind of documents from our comapny the legal steps will be taken against on you}But then also we sent you and e-mail to help to you but you think that it seems like a scam .



So now its all over now we don't want to give you more time to waste just b ready for all legal steps.





Thanks

(Senior Manager)

Ricky Watson

1 347 427 8521



If you read the email you can see the numerous spelling mistakes and the fact they are sending my information over to have my benifits (their spelling) removed by the United Government.  I do not belong to the United Government.  Instead the United States Government governs me.  This is more than likely a scam.

I keep watching my phone and keeping track of how many times in a row they have called me.  I'm at 12 missed calls from them in a matter of minutes.  I answered the phone once, and they hung up on me, only to continue calling me.

This is a scam-do not have any doubts. I have been receiving calls for months. Got another one today and the guy got mad when I refused to talk to him, called back about 10 times arguing with my supervisor.

I had a missed call on my cell phone from this number, then my manager came and told me I had a phone call and told me to be careful because he thought it was a scam. So I took the call and a man with a heavy Indian accent asked me to take down a case number and he would transfer me to his supervisor. I asked him what this was about and he said I can't tell you but my supervisor can. So I played along and took down the number after a long amount of arguing why I needed a case number. The "supervisor" picked up the phone and told me I owed this company money for a loan. I said I don't have a loan from anywhere. He said he is a collector for the company that deposited money into my account and I was committing fraud lying saying I didn't and refusing to pay it back. I told him he was full of it. He proceeded to threaten me saying he would take me to court and I asked him if he wanted my lawyers phone number. And he said why should I call your lawyer?! I said I'll have him call you then. He then began to threaten me more. He told me he had my soc number and my bank account info as well as personal info. I asked him to read off my soc and he did. 100% correct. I was furious. He told me he could withdraw money from my bank account at anytime since he had the information. And I told him do it, I'll sue you. He then said I can't because that is illegal. I then told him this was a scam because I do NOT owe anyone money. He then got mad and told me you think this is a scam?! You just wait and see what happens to your soc number. You will be ruined. And hung up. I contacted the local police. I then called the company back and asked for the supervisor again and asked for the phone number of the company I owed money to and he changed the name of the company AGAIN! I told him he had said a different name before an he said no! Then proceeded to ignore giving me the phone number because his company will be the one taking payment not them. After refusing to give me the phone number several times later and another company name later, I told him "you need to remove my information from your files because I have contacted the local authorities and told them you are a scammer and have my personal information. If you proceed to call and harass me, I will take action against you. Especially since you are threatening my soc number." And he hung up, haven't received a call since.

Keep calling me saying i owe money and they will take me to court, but I cant really understand them but thats what it sounds like. they call me everyday.