Its a scam who tells you that you have committed fraud and to send cash so you wont get arrested for a supposed bad loan tbat you never took out. Foriegn guy with new york address.

Hey said the same thing to me I don't even know what the heck he was saying I pulled all my bank at my I got nothing woth a payday loan so yes it's a scam they want money the number comes up under a business lock smith

Yep, scary, scary, scam.  Talking about stuff I never heard of, and that my only other choice was to pay $3000 calling himself fraud protection, in a heavy accent, for sure, saying I had been monitored online, and that fast cash 500 was involved.  He was 'reading an affidavit now' and the charges were 'violation of federal banking laws, theft by deception, contempt of court'
(I was taking notes),  Next sentence he said, it was pay $4000.00 or wait for the charges on Monday.  Oh, Monday is a legal holiday, presumably for banks and courts.  And this guy was committing the actual charges as listed above, or trying to.
Will look into reporting the scam.

Total scam.  Payday lending scam operating out of India.  Ignore it.   Block the calls.

Yep, I just got that call and I told the guy I will have him arrested before he can have me arrested

I am reporting this to the FCC  right now