Best report
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Jun 5, 2013
Remember - if anyone calls you and states you owe money - ALWAYS demand a debt validation letter proving you owe the debt and that they are legally able to claim and collect said debt in your state. Read the FDCPA and learn your rights as a consumer. If a collection agency refuses to send the legally mandated information per the FDCPA (via mail, not email or fax), you know you're dealing with someone attempting to scam you. Report the call to the FTC and your state's Attorney General.