This was an illegal lower your interest rates call. I stayed on line and then pretended interest. He had a strong accent and then I busted him. I called the number back since it was local. They had an accent but seemed confused. I said the feel Google F U to them and called back and an American woman answered and said the owner of the phone was Hispanic. I apologized and told them their phone was hacked. I am not completely sure they were innocent, but if they were, we are all susceptible.