Credit Card Services calling about lowering my interest rate.  Obviously from India (no surprise there), claiming I owe more that $3000 on all of my cards and would like to give me a lower interest rate.  When I told him his information was incorrect (I own $0 on credit cards), he hung up on me.

Automated message from Credit Card Services calling with an offer to lower my interest rate.  Press '1' to be connected to a rep.  Played along and pressed '1'.  Guy with thick Indian accent (no surprise) got on and asked if I wanted to lower by rate.  I asked for which card and he rattled off all the cards and banks and services, sounding very legit.  He then said I came up because I carry more than $3000 balance on all cards combined.  I said that was incorrect and he asked how much I currently owe.  I told him $0 (which is true), and he said, "well, okay then" and hung up.  I get this call at least once a month (always from a different number), next time I'll string him along a little and see what information he asks for.

received call from 334-208-3099 on cell. Didn't answer and called it back from a land line. Number not in service. SPAM

Thanks for taking the time to post.   I got a call from them within two hours of your phone call.

Missed call and left no message  Looks like another spam type call