This is BMO Harris Bank calling you about an over draft.

This is a SCAM folks. Do not call the number back that is given in the message. If your bank has an issue to discuss with you, they will call you directly - they will not ask leave a recording and ask you to call back on another number. Also, the number on which they call will be identified, it will not show up as Unknown.

this number keeps calling me day and night.  I do not answer because I do not recognize the number.  I decided to try the internet to see if I could figure out who and why.

Stop calling me pesty morons, i do not answer my phone because of callers like you! ;no message, no identification, i dont answer!

I got calls from these pests, whomever they really are, every day. I blocked the calls for good.  If a legit person, company needs to reach you, they should send a letter. I answer No unidentified calls.