Text Message received at 12:10 CST on November 8, 2010:  Do you need extra cash today? You qualify for a payday loan up to $900, Receive loan within 1 hour. Reply "PayDay" for more information. Fast, easy, convenient

Now I have to pay for the stupid spam text message!

Text Message received at 11:58 CST on November 8, 2010:  Do you need extra cash today? You qualify for a payday loan up to $900, Receive loan within 1 hour. Reply "PayDay" for more information. Fast, easy, convenient

Logged a complaint at the Do Not Call registry, since my cell phone is registered there.

Got a text about qualifying for a payday loan up to $900. I think Cha Cha may have given my number out because it's only been a few days since giving them my number I've gotten this annoying message.

Do you need extra cash today? You qualify for a payday loan up to $900, Receive loan within 1 hour. Reply "PayDay" for more information. Fast, easy, convenient

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