I'm pointing a loaded gun at your forehead. I'm taking your wallet, your mobile phone, and your vehicle keys. Whoever you are, I'm the person who needs your possessions more than you do. I'll probably locate your family and do the same to them. I'll get away with it, too, because it's not armed robbery but just an inconvenient transfer of wealth. You won't bust me because I will soon know everything I need about you, while I make certain you know nothing about me. I'm covered in the event of a lawsuit, so don't bother complaining to anyone. Either pay me or get used to being dead.

By the way, the leading cause of death of a person's rights is apathy. "Shady collection" shops everywhere thank you for your support.