Oct 8, 2010
This number is just one of the many that I get calls from since I took out a n online payday advance loan with Cash Net USA. Although I believe that Cash Net Usa is innocent of any wrong doing, I believe that their data base hase been compromised. All the calls are from people with heavy East Indian accents, and All idendtify themselves with highly american names. I don't know if these numerous calls are from the same people, but they definitely bought the same script. They accuse me of taking out a payday loan and never paying it back. They threaten civil and criminal charges. Things they don't know, that I do: 1) online loans are governered by the state in which the borrower has the loan proceeds deposited, 2) I live in California, 3) under California law it is illegal to pursue criminal charges on Payday loans, 4) it is illegal to even threaten such action, so if you can identify thse individuals,you can initiate criminal charges and civil damages against them, 5) all payday loan documents have extensive explanations of the remedies for non-payment (all that I have seen specify arbitration), 6) none were able to identify the exact date of the loan 7) none gave anything other than a cell phone number so that they could not be traced, 8) all use ficticious company names and addresses (most will refuse to even give you anything even if you demand and state that you want your attorney to talk to them), 9) most are not even intelligent enough to know the difference between a "company" and a "department". I have had to ask one idiot what the name is at the top of his paycheck. He would not say. Report these people to everyone possible: FBI IC3, FTC, FCC, Better Business Bureau, Local police, the specified lender and all internet scam sites. The anonymity of the internet makes it difficult to find these guys, but I enjoy making their lives as miserable as possible. P.S. when working with local police, they will call the number and the responder will merely say that no one with that name works there, so try to insist in deeper investigation.