I received a call from Cash Advance America, John Williams, who said that I was approved for a loan of $5000 from the application that I had done on line.   I was also told that due to my credit that I would need to make the first installment of $270.00 prior to receiving the loan.   I complied and was told that the loan would be in my account no later than 9PM that evening.   At 7AM the next morning I recieved a call from the Senior Loan officer stating that the funds had been siezed by the IRS due to a lien.  I told them that I would contact the IRS as I had no idea of such a lien. I was told that I should trust them and they would fix it if I paid an additonal $350.00.  I told them that I would like to cancel my loan request and wanted a refund of my initial payment of $270.00.   John said that he could not do that and that I should trust him or hang up.