Called at 9:22 on 10/19/09. Left a message on my cell phone about lowering my interest rates. I didn't listen long enough to get the 1-800 number that they asked me to call back.

Nice perky female voice left a message sounded made it sound like we had spoke before something about lowering intrest rate on credit card debt. Need I say more.

Same as above--second time the caller has left the same msg indicating we had spoken before.  Caller doesn't leave an identifying company--odd for any business call.  

Definitely a creditor trying to do a "soft" collection.  Good luck with that!  LOL.

It is 1:08 p.m. 10/16/09 (eastern time) and caller I.D. showed number 314-865-1996.  They were calling on my office phone number.  I let it go into voicemail, they did not leave a message.  I saw this number for the first time last week, same thing.

Got a call a few minutes ago said Hello a voice said hello back then went blank, i said hello again and the called ended.Got a bunch of calls this morning from the army and and a collage figured it was them calling back but guess not.