I got a call from my grown son who said that a Ms.Sheila Carter (unknown number)and she said she was collecting a debt from a pay day loan from 2006!!! She insiisted that if I did not pay her $155.95 by 4p.m. that very day she would tell the Attorneys Generals office to put out a warrant for me immediatley. When I didi call her right away she told me that she represented AA Financial and that previously four other debt collectors had tried to find me. I told her my number and my email had been the same for 10 years! I never heard from anyone regarding such a debt. She used the term "I got you baby girl" when i told her I was on disabilty and could only make small payments. She said however that was unnaceptable and negotiations were over with. I did send her the monies through Wal-mart money gram just as she told me. That was to"Payment Management Solutions."  When I called her back to give her the recieiving number of the gram she didi not answer so I left a message. I called her gain the next day and she answered.  I also told her that I need some proof of who she is and to please send me total billl to my email or address. She seemed confuse about what proof she could send me. I told her send me your letterhead with a letter and who you work for.She was very slick talking and I am very surprised at how guilable I was! Lastly, she told me Do not call me in the month of July and I won't call you until August. Meanwhile since I have not gotten anything from her in writing I realized it is a scam!!!! I reported to the FTC and many more places. I tried to get my monies back within the ten day limit from Money Gram but she cashed that mony within the hour . HELP!!!!!

My fiancé received a call from a lady named Mrs.  Carter claiming to be from a law firm that I could not find on the webShe claimed that he would be arrested due to some payday loans that he received way back in 2008!!!She said she was doing a courtesy and calling that she was filing paperwork to have him picked up on 2 felony warrants unless he wanted to make restitution for the worthless checks and avoid the paperwork being filed...we researched her and couldn't find anything about her or her so called law firm...(we did find that there was a character from Y&R named Mrs. Carter that was the ultimate villain) nonetheless we laughed at her and told her to kiss tail....3 days later my fiancé was picked up when we were leaving church...we could not raise the bail for the bond that the financial loan people requested he be held under..so nonetheless he was finally sentenced to 23 months in prison for a 1561.93 payday loan....this stuff is real...I just wish I could go back in time and not laugh at Mrs. Carter and accept the help she was trying to offer...

If I don't have the money at the time being but i am currently employed will they wait till my next payday  (I get paid every week) curious and wondering because i had a similar call.