Got a call from Linda Roberts who said that she had gotten involved in a wonderful money-making opportunity called financial freedom with Coach Leverage.com.  When I Googled it, a gentleman who follows scams said that it has been around since 2004.  She was Goood.  Very down to Earth.  Not polished or smooth by any stretch of the word.  She stuttered a lot.  Had a very pleasant voice.  She told me to look at the video, fill out the form which asks for my email and telephone number.  Well, she had that and now she has my private email which they wanted.  I decided not to go further with it because I believe that it may very well be a scam or at the very least an instructional site that costs money and I do all the work without a high return.  In the phone conversation, she mentioned on her own that it cost something.  When i told her that I was in debt, she said that she had taken money from her retirement but got it back in a month, that some people borrow from a credit card.  That was her mistake.  Don't use credit cards for loans...only emergencies.  I don't even own one anymore.