Jun 9, 2010
I get calls from this person and before was getting them from another so called collection agency. When I request proof of the original debt from these companies, I only get a statement from them that looks like it was made up off a computer program. They have never sent me actual proof from an original creditor. It is usually a credit card debt they say I owe even though I have never had a credit card before.
What a lot of these collectors do is to buy old, possibly charged-off debts and try to collect for themselves. When the debt is about to expire then it is resold to someone else and then it starts all over again. Apparently there is no time limit, they can keep passing a debt around and hound you about it for the rest of your life.