These guys called me about a potential debt, I asked a lot of questions and they were very respectful and helpful in helping me get to the bottom of the issue. In the end they mailed me a letter with validity of debt and we are in the process of working out a payment arrangement.

This company is a scam and they are under investigation with the Attorney Generals office in the State of IL. If you hear from this company , please do not pay them and call the Attorney Generals Office immediately.

Joe is probably part of the so called RJS and Associates therefore this is a bogus post. They are not respectful and if they mail you something I suggest researching it. BBB has never even heard of RJS & Associates. Do not send these scammers anything. This includes Thomas Phillips and Phil Masters.

I agree - joe is a troll scammer with a fake post trying to make himself look legitimate - go away joe!

DO NOT PAY... he is an expert in Gorilla Scare Tactics of collections.