Nov 26, 2012
The advice you give at the end of your message for people not to use a bank debit/credit card for Internet or other purchases is sound. Since it is presumably tied to a checking or savings account, you make yourself vulnerable to having all of your money cleared out of your account. If you don't have a 'regular' credit card, you can get a preloaded card anywhere and use that for on-line purchases.
Regarding this number -- I don't know who called because I don't answer calls from unknown numbers, but I also have not gone through any foreclosures or refinancings or anything else you mentioned. I truly think that these people are using machines to automatically dial random numbers without regard to the do not call list. They do it because they are crooks.