Called at 12:30 at night!!!  No answer at first, then a recording saying I should visit their bank website to enter my account information because it was expiring.  Wish I could remember the name of the bank/website...   You get a call that time of the night you think someone died.

Called at 10:18 pm on 11/22 (Thanksgiving)-- stating that payment/transfer had expired.  MidAmerica Bank was the company and instructed me to go to www.midamericabankrenew.com.