I have had this call before and reported it before. It is a SCAM. No current problems on your credit card but lock in a lower rate. I do not have a credit card. These people want you to give them information so they can use your funds. They must be hard to find, because I have reported them to the government, but once in awhile I get the same call all over again. Don't buy into it!

Received a call from this #. Let it go to VM. No message.

Received a call from this number more then once and they never leave a message.

Just received a call from this number.  I've heard the recording before:  nothing wrong with your card but you can get a lower interest rate; press 9 if interested.  I pressed 9 and was connected to a female.  I started to ask to be removed from the list (business line) and was hung up on.  I've heard this message before but not sure if it's the same number.

The government doesn't care since it doesn't cost them anything for you to be targeted for fraud.

The number they call for me is on the Do Not Call registry, I've reported it but nothing ever happens.

You can ask to be removed from their calling list but that won't work either.