I had multiple voice messages left on my phone from these people.  When I called, I got the same information: Payday loan from 2007 and charges of fraud. They said they would be sending legal paperwork to my place of work yesterday.  Nothing came and when I called them back to get more info they kept hanging up on me.

Some one called me stating  this was a call from ACS and I was due is court tommorrow, in California . I live in Illinois. This foriegn sounding person said that I owe money on a pay day loan from 2007. They also stated that I committed fruad. The refused to give me any details and said that I did not pay it back. I have payed back all pay day loans. They probably bought my information and are attemting to steal money. I file chapter 13 in June 2008. All my legitimate creditors are aware of this and negotiate with my lawyer.THIS IS  SCAM!

BEWARE JULIAN CALLS UNDER ANOTHER NUMBER ALSO 310-362-4312

I received a call AT WORK from a Patrick Johnson stating he was calling from American Credit. He was really rude and hard to understand. Bad English.He first demanded my attorney's #. I kept asking him why and then he asked if I have been briefed on the issue. I told him no. He would not tell me what creditor. I tried to talk but he kept reading from his script.From what I could make out or hear from when I was talking he was telling me I was being sued and it was my fault and for fraud. He at first kept telling me to take down this number 310-362-9346. I did *67 and called the number back the number just rings then makes a beeping sound...

The same people who have called you, have called me. When I ask them to give me info they become angry. The numbers change from 4312 to 9346; I have notified the FTC and will contact the FBI today and also my local police department. I happen to be in the legal field and were this a debt i would receive notice in the mail and from there review it and either pay it or dispute it. This happened once before and I was scared until I calmed down and reminded myself they are scams. The guy doesn't even leave a company name. DO NOT FALL FOR THIS. ASK THEM TO SEND YOU SOMETHING IN WRITING, WHICH THEY WILL BLOW OFF AND IGNORE OR CLAIM THEY DID - as I told the guy, if I did have a debt and forgot it, I will make good but not until I see something in writing.

PS As of today, they are blocking their number so i don't trace it - it sounds like the same guy from yesterday who can barely speak English. And when he claims to put me on the phone with a supervisor, it's the same guy or sounds like it.