Google Voice speech to text of voice-mail "Currently with your accounts. It is urgent, however, that you contact us concerning your eligibility for lowering your interest rates to as little as 6.9% your eligibility expires shortly, so please consider this your final notice. Please Press 1 now on your phone to speak with a live operator and lower your interest rates, or press 2, to discontinue further notices. Thank you and have a great day."

did not answer, no vm left - likely a telemarketer

Caller ID said Santa Monica, CA

Recording from "Heather" saying there are no problems right now with my credit card account....And then I hung up. I've gotten this call -- maybe not from the same number -- for years -- except it used to be "Rachel" who was calling. So irritating. The Do Not Call list is useless.

I just picked up a call from the 310-314-4685 number and was greeted by Heather who said something to the effect that there is nothing wrong with your credit card, and then I promptly hung up because I knew where this call was going.

Got several calls from this number on my cell phone. They never leave a vm. Likely a scam call.