Another Maggot Scam call from lower your interest rate from  a$$wipe fecal maggots.  Ques, Which Bank?  And. VISA Master Card,  Ques, what? What Bank, I can't hear you or understand you,  click,  the Maggot with the Indian or Packastani accent hung upon me.  I'll keep em on line as long as I can till they quit calling.  Starting to make this a hobby.