Told me they were calling to schedule a process to serve because I was being charged with Fraud because I didn't pay back a payday loan.

This is a payday loan debt collector. they usually work for Manhattan Processing and Paragon Processing. Sham companies that will not give out their addresses. Do NOT give these two companies your bank account info or you will regret it.

told me they were federal investigator, hung up on me when a told them i need proof

They are full of crap.. Don't answer the phone.. They are a bottom feeding collection company. They told me I'd be seeing papers hand delivered a week ago, and i've yet to see anyone.. Jerks.. I filed complaints with the BBB, FTC, and my local police department.. I dare them to call and threaten me again...

I had a conversation with the supposedly company yesterday. I thought it was funny because they told me they were from the White Collar Crime Investigations Department and someone told me that White Collar only investigates people who has stolen millions of dollars. They told me that they were going to fax over the paperwork to take me to court yesterday. He told me to come up with $450.00 and he would be able to let it all go. I spoke with someone else about it and they said that business does not get handled that way. The payday loan was only $200.00 its not that serious. I have other payday loans out there for more than that and they are really bothering me over $200.00 and told me that I would be going down for a felony I guess they think I am supposed to be stupid because I know in Florida its not a felony until it reaches $500.00 and above. He claim to have pulled up my criminal background and he had my social and the info to where I work. I spoke with a man name Donald Mercer and supposedly this lady name Jennifer Page was supposed to be over my case. I am very upset and I am not going to lie I thought they were a real investigations department so I decided to get up this morning to look them up. I guess after all they are just bullsh*tters!