Received call at work.  A recorded message offered to lower my account interest rate.  No specifics or identifiable information given.  Given option 1 to continue or 2 to discontinue notices.

Same thing.  Offered to lower my rate to 7.9%.  What a deal!!!

Just received a call on my cell phone. Let it go to voice mail but they didn't leave a message.

Same thing happened to me.

SE Asian accent argued with me for 4 minutes that he was not a crook and the scum of the earth and that he only wanted to offer a lower interest rate on ccards. He hasn't learned to not waste his "valuable" time on obviously cranky people, me. LOL