The [***] don't leave any message.  They call my phone all thru the day even when no one is at home.  In the morning, evening and night.  They number reveals that they are calling from Card Services.  

I am not going to give the sh--! When I am home, I refuse to answer them so they have so far to call my job and leave message for me to call the to settle some issues with them.  They can Kiss my a--.