Received a call from this number, 301-476-6070, stating he was from Fraud Division and I had a pending case against me. I should or my appointed attorney, contact his office regarding this matter or a warrant for my arrest will be issued. I have received calls of this nature from other numbers, stating the same in the past few months. They are a scam and fraud. I contacted one and had been so upset until I realized all information they had was off base. And in my state, court documents have to be served from the debtor to appear in court. And you cannot be arrested for debts.

Just received a phone call the woman told me i took out an online loan in 2011 and a warrant would be issued I check my report regularly and never saw a loan taken out from this glad to see these post I almost made a payment to these people SCAM SCAM SCAM

Same thing! Justin webb.  I've gotten multiple calls!   Aggravating me!

I just reciecieved the same that I had pay day loan in 2011 and wanting me to send her my bank info by 5:00 today or I be arested at 9am tomorrow for a pay day loan from direct cash but couldn't tell me the amount total scam

Some Payday Loan lenders will attempt to convince the borrower that the check they left is fraudulent, and the lender will file a fraud case.  Borrowers should read this:

http://www.in.gov/dfi/FAQ_-_Check_fraud_.pdf

The important paragraph in that PDF is:
"... if the small lender knew, at time of receipt, that the account had insufficient funds, or that the check was postdated, the issuer has not committed the crime of Check Deception"

(Although that is a citation from Indiana law, the laws are similar in all states that permit payday loans)

Yes, borrowers should pay their debts, but lenders must (by law) follow the correct procedures to collect those debts.  A summary of the Fair Debt Collection Practices Act (FDCPA) is here:
http://en.wikipedia.org/wiki/Fair_Debt_Collection_Practices_Act

More information,from the FCC, on loans and how to report debt collector violations:
http://www.consumer.ftc.gov/articles/0149-debt-collection

Recent news, stating the FTC DOES shut down these scammers!
http://800notes.com/forum/ta-a42dc4be97913e8/ ... ection-scammers
and
http://www.consumerfinance.gov/newsroom/cfpb- ... -cycle-of-debt/