Partial google voice transcript: "...It's cut substantially by the federal government through the Durban amendment of the dot frank act. We have found that many processors are not passing these cuts through to their merchants and instead keeping the discounts as profits for themselves getting these cuts now could add thousands of dollars per year back to your bottom line by lowering your bill every month if you would like to learn more about this rate cut program for business owners press one now to leave your name phone number and best contact time one of our agents will get back to you at your convenience if you would like to be removed from my list press 9."