i got a call this morning too

This is Credit Risk Management -- a collection agency

number called twice in 2 mins. No message.

its an collection agency

This is Credit Risk Management -- a collection agency! NOTE: They are NOT allowed to call before 8 and after 9 and NOT on Sundays. They are NOT allowed to call until you have received a notice from them. They are NOT allowed to call more than 3 times in one week. Read the section on statue of Limitations.
http://www.nomoredebts.org/blog/personal-debt ... tations-on-debt