This is a SCAM.  When asking this guy to identify what company he is with he stated it's a company representing multiple banks trying to lower my interest.  I told him that if it were a bank that I know they would contact me in a more professional manner not through a 3 party.  I told him to remove my number from their autodialers and not to call my number anymore since it is on the Do Not Call list.  He then asked what if I remove your panties.  I told him how disgusting he was.  After I hung up I called the number back to see if the company name would be revealed and a woman answered saying it was her cell phone and she had not made any calls to my number from her phone.  I don't know if this woman is involved with the scam or her number is being hijacked by these scammer.  But beware with these numbers start calling you, they start with 281-382 and the numbers vary from day to day.  I am blocking all at this time.