This is a SCAM! However, it is a legitimate company, to explain:
I received a call from 269-768-2353, this morning. The gentleman on the phone (Doug Desoto) explained that he was calling from Mutual Consulted Savings (MCS) and that they work with clients of various credit card vendors to reduce their debt by lowering their interest rate. As much as I would like %6 interest on my Credit Card, I decided to check things out.
I contacted my credit card company and they pulled up some information on MCS. They advised me NOT to give any information to this company. Apparently, after giving all your information to them, they will place a charge of around $200 on your card. I have no idea it that's a fee for their services, or if they even have any real services.

Tony Desoto gave me the following information on their company:
1-800-943-3250 EXT. 500
www.mcsprogrames.com
www.aboutmcs.com

It appears that MCS's REAL web site is: http://www.mcsfa.com/
So, SCAM SCAM SCAM!!

Cancel your credit card(s) if you gave out any information!

called but left no message - somewhere from Bellvue MI

Same number called my phone 10 min ago and left no message.

called twenty minutes ago, left no message.

these people keep calling my home line, as well as my business line. It is always an automated message about Sears, and other companies that have some 'awesome' deal. They are driving me crazy!!! They call almost daily, the ID comes up as Michigan. They never leave a message. When I call them - it won't even ring.