they say  their  name is southwest

Scam call

They call everyday twice a day.  I don't answer.  Want it to stop

They keep saying they are a debt collecting agency... I'm also not even from that area.

Most likely this group:

https://www.sw-credit.com/
Southwest Credit
4120 International Pkwy, Suite 1100
Carrollton, TX 75007
800.637.7439

BBB:
Southwest Credit Systems, LP (Headquarters)
Phone: (972) 300-1700
Fax: (972) 300-1701
4120 International Pkwy Ste 1100, Carrollton, TX 75007-1958
Send email to Southwest Credit Systems, LP
www.swcgroup.com
Southwest Credit Systems, LP BBB® Accredited Business SealBBB®
Accredited B Rating
On a scale of A+ to F
Nearly 400 complaints in the last three years according to BBB!