I imagine this number is being spoofed but it's a debt collector using scare tactics and shady practices to collect debts.  I had a payday loan years ago and had difficulty paying the ridiculous fees.  My error.  I wound up paying four times the borrowed amount.  This "company" has purchased - I assume - a very old and outdated list.  The debt is paid the lesson learned but they keep calling no matter what I say!  Different numbers different people.  They threaten to call my HR they harass my family and ex husbands - really?  My only recourse is to ignore the calls and block block block!  It's insane!  Only a court can serve papers and a debt collector can't initiate wage garnishment if it's even allowable by the state you live in!  Annoying.