called (again), this time I answered and was asked for by name.  Said he was with Nationstar Mortgage and after a review of my records he could provide me a lower interest rate.  I told him not to call again and do not send any more literature.  After hanging up, I called the number on the caller ID and a recording answered and said "Thank you for calling, if you want to add your number to our do not call list, please press 1".  Since the recording did not announce the company name and I have heard this same recording on other numbers, this is just a boiler room operation operating on behalf of any number of companies.  By using a local number, they try to make it look like it is some one you know or a company you do business with.

I get a lot of callst and caller  never leaves a message.  Caller ID says Graham, WA which is a very small rural town. I don't know anyone there so I don't answer and won't answer.