Jul 18, 2015
This is the same kind of scam call my husband and I have been getting for months. Always the same story that he got an Internet loan in 2011 and didn't pay it back. They threaten to have him arrested for it. It's all a lie, my husband never has applied for or recieved a loan on the internet. They try to claim I was listed as a cosigner or reference on the loan, which is impossible since I did not even meet my husband until late 2012. They refuse to send any documentation (which is illegal) and demand payment over the phone or they will send out the police to arrest him.
I just laugh at them. First of all the police don't show up to arrest anyone without a court order. You can't get a court order without a hearing, which you have to be properly notified about first so you can attend and defend yourself. And the first thing a judge will ask is if you were notified of and given proof of a debt. If a collection agency cannot show they sent you proof of the debt, a judge will throw the case out of court.
I told them this and they still claimed they were sending over a officer to arrest my husband. It's been months and still have yet to have anyone from either the Lakewood Police or Pierce County Sheriff show up at our door.