Called at 4:40 PM.  Caller ID shows HATFIELD MYONGH.  After a lengthly pause a lady came on the line stated her name and that she could lower my mortgage payments, that I had a good record and mentioned my remaining balance.  Because her phone connection was so distorted I could not make out everything she was saying. I told her she had never done business with me before, I did not call her and to remove me from her call list.

Called again today at 1 PM.  I answered, wanting to tell them off, but there was no one there.  After being told to not call they still call again.  This just proves that they are a scam organization.   I checke owner ship of the number and it is a valid local number, but they should not be calling as I have never done business with them.