I received a few calls from this guy saying his name was Jack Spring from US Cash Advance and that I had an outstanding payday loan that I was being held liable for by answering to theft and fraud charges in court if I didn't pay... At first I started to freak out, but the way he requires payment is by a greendot money card packaging, which is not usually a demand for someone who has an active valid checking account with a debit card attached... Also, he called on Fridayand said that I had 2 hours to respond to him or have the charges filed against me, and then called again Monday and again today (Thursday) saying the same thing... The only problem I have is that these people had my SSN, my DL#, my work information, and my home address... These scammers get info from anywhere they can and really use it!! How do I stop these harassing phone calls and protect my personal information from being used fraudulently??