This is ARS a collections agency. Very sneaky, called 7:44 from an unknown number and called back from this number 2 minutes later. Local number, thought was a cell number so I answered, stupid me.

@ ck - Pay your bills and a collection agency wouldn't be calling you, hence they try to be sneaky because they know your a deadbeat and won't answer if you know it's them.

Actually, "pay_your_bills," that's not entirely true. Creditors do harass people, even those that are working with them and paying their bills. It's a known problem with the collection industry. They almost all violate one law or another.

And I could be wrong, but I think it's illegal to use those sneaky tactics. ;)

"Pay your bills" how dare you pass judgement on someone you don't even know about paying their bills.  You don't know anyones situation or how it may have recently changed.  They may be having to decide to feed their kids or pay that doctor bill.  I'd say a prayer tonight that you never fall into this situation.  That is just rude and full of disrespect to struggling families!

[***] U