Got two calls from this number. Didn't answer the first. ID says "T-Moblie MD. Answered the second and it was from East Valley Financial. Long story short, they want you to pay up front for them to lower your interest rates on credit cards. Didn't enroll, sounded suspicious. Checked them out on  800notes.com. Too much negative info. Has anyone delt with them and had a good experience?

I've gotten several calls from them, finally answered and had pen/paper ready, take good notes blah, blah, blah...then they slip in the 1 time $999.00 fee....WTH everybody else was offered $799!?!(800notes.com)  said they could do the hardship thing, but didn't quote me any other price...told him (Niel Collins) that I wanted to check them out online...yeah, I won't be calling back.