Mar 18, 2008
sometimes when your account is delinquent for too long, the orig creditor (at&t)sells your acct to another agency and deletes you from their record, your bill then becomes the responsibility of the collecting agency, that would explain why they had no record of you, as for your debt it is your responsibility to either pay it off or fight it in court if you feel its really not yours. its true, creditors can take you to court for past due bills...crazy as it may seem, it is considered theft if you do not pay back money borrowed.