They called me and said i owed them money for a payday loan that i didnt pay off!! I was like no I paid it off and if i didnt i wouldnt have my car. He told me i better pay the money or was gonna have to go to court and even serve jail time.

Total BS.   There is a group out there, possibly based in India, that has hacked or stolen info from payday loan sites and uses the info to intimidate people into paying settlements they don't owe in the first place.   The dead giveaway is the heavy Indian accent and the threats of jail if you don't pay.   Don't even dream of falling for this.    Anyone who does not only gets ripped off, but is on an "ultimate sucker" list that will have every crook under the sun targeting you.

This same caller managed to scam my boss out of nearly $1000, and is now trying to see if she will fall for it again. She found out that it is being investigated by Homeland Security and the FBI, so if you get any calls like this, take DETAILED notes, and then call the FBI. DO NOT send them any money!!!!

I have been being harassed by them for a year!  I never took any payday loan to owe them for!  This is a bunch of crap!

Ive been receiving  calls from these dumb [***] for the past 9+ months!!! When they first called I was really freaked out and I did call back thinking that I did something wrong or owed $$ to these idiots!!  However, very quickly what they were saying was NOT adding up and they could NOT provide me with ANY proof that I owe them or anyone else money!!!  All they kept doing was threatening me and yelling. They call for a week straight and than I dont hear from them for weeks. They even went as far as calling my job!! So embarrassing and annoying!! I had to inform my co workers of what was going on and and that it was a SCAM! Now they say I dont work their anymore-thank god!   Whenever these idiots call its always the same bull, that I need to contact my lawyer and that they have 'just received my file' and if I don't pay my outstanding balance or call them back ASAP that they will report me to AZ somthing something....I can't even understand the loosers because they can't even speak english!! DO NOT fall for it!!! Its a total SCAM!!! They can be very intimidating with their loud overpowering voice messages but its a TOTAL SCAM!! They did know my ss # which was scary, however I have a privacy guard acct and if anything pops up I'm alerted ASAP! Hopefully these loosers give up!  It does however give me a good chuckle to know that when they call that they WILL NOT BE RIPPING ME OFF and that I'M NOT antimidated!!