Aug 12, 2011
Trying to remove yourself from the call list by pressing 3 does not work- i've tried multiple times, and when i call back to try and speak with someone about it, music plays for a minute or two, as though i'm on hold, and then the call disconnects. when you press 1, you get a person, but they're vague about why their calling(something about lowering your interest rate) and have no clue whether you even have a credit card- when i asked how they got my information, i was told that due to my stellar payment record, my credit card company.bank recommended me for a lowered interest rate... odd, since i've never carried a balance and have a credit card for emergencies only- and due to the fact that i have NO credit history, i am an authorized signer on my mom's account- so it's not even being reported on my credit... 100:1 odds says they're just trying to get you to say your credit card number and expiration date over the phone- and if they can trick you into saying your name/birthday/social... they're gonna be laughing all the way tot the bank. if this was a legitimate service, like a consolidation place, they would know your name, credit information, and likely your social before calling- and they'd especially know if you actually HAD a credit card in your name-DON'T GIVE THESE PEOPLE ANY INFORMATION- REPORT THE NUMBER EVERYWHERE YOU CAN- CALL THE ATTORNEY GENERAL IN YOUR STATE/CALL THE POLICE TO REPORT A NUISANCE NUMBER AND HARASSING PHONE CALLS- AND IF THEY'VE CALLED YOU ON A CELL, DEFINITELY REPORT THEM TO YOUR MOBILE CARRIER. people shouldn't be able to abuse phone listings like this- and they certainly shouldn't be able to pray on individuals who don't know any better... like, i don't know, an elderly person with dementia, like my grandfather, whom they also call all the time... i've reported them several times- probably, nothing will come of it, but i'd rather we try to do something than let them harass us and our families. my grandfather was half way through reading his credit card number to them when i took the phone away to check on who it was- thank god i did, but with Alzheimer's as advanced as his, he'd have no memory of them being scammers if they called again tomorrow... and what individual with any debt *wouldn't* want to lower their interest rate- it's just straight up evil.