Oct 17, 2012
In response to a lifeLock alert, I called this 239-437-0525 and determined I was speaking with a collection agency who had falsely advised a credit bureau of a delinquent account. The collection agency had. THE CORRECT INFORMATION FOR THE DEBTORS NAME AND ADDRESS but because the name was similar to mine, they placed it against my name though they claim it must have been the credit bureau's error.
It happens that we know the alleged debtor, contacted him and found out that the original medical creditor incorrectly billed the account's guarantor's insurance company and the creditor has been working with the guarantor ("debtor") to resolve the matter. Actually, though the account is NOT DELINQUENT but is in the process of being sent to the correct insurance company.
In my opinion, the collection agency is at fault for this matter appearing on my credit report and I expect to proceed under the Consumer Fair Trade Credit Agency for an opinion on the efficacy of my complaint an action available.