The number 1-231-732-2281 has called me several times before with an Unknown name.
It is a pre-recorded message  saying they are from MCIS credit company and that my payment is over due, and then it says press 1 to continue and please say or punch in your credit card number and then after press the pound sign.

First of all, I do not have and have never applied for MCIS or any MC credit card. After doing my own investigation I found out that long over a year ago, I applied for  a Master Card by bank; that is all.

"" This caller is a fraud and is bogus; who ever is behind, it is acting as a collection agency and is trying to steal people's identity and credit card number please watch out. ""

By the way If you call back same number is no one will answer, so another reason is that there is no real company to follow up and answer your question! especially with an unknown name call.

If you made a mistake then please immediately contact your bank and confirm the number with them to make sure and you can look at the back of your card for phone number.

Remember bank employee's are selling our information to several telemarketers for a few bucks.

Take care.