They called my cell today and did not leave a message.

Very bad scam call. I called it back and automated answering device picked up with rebotic voice asking how are you today?  If I had answered "good" or "fine" or "ok" it would have registered my response as an agreement to charge me a fee. This is a very common scam thrives are using now. I hung up as soon as I heard human-sounding robotic female voice.

No one's really using this scam. When has an audio recording of "yes" been used to, for what, charge your card? If they have your card number already they won't need your "yes." And if they wanted a yes they could generate it easily.

Can't be careful enough anymore, When you're questioned or they,say you've won,or about your  banking ,social security, or IRS is in trouble,Should tell your intuition it's  likely it's a scheme to screw you outta your money. Don't communicate, comply,agree,just hang up. If not sure don't call that number back that just called you ,look the agency or company  up and call them call them and confirm that they were the one that called you.
There is so very many ways these thieves can approach in person ,by letter, text ,Email and by calling you on your phone,to take advantage of anyone. I've seen smart people get ripped off so easily.Carful of buy one get one free, and the the price is so cheap,they looked legitimate, get your debit card number and the thieves take what they want. Then it's difficult to find the crooks,or get your money back. I just wanted to share what I know,old saying "An ounce of prevention is worth a pound of cure."

The caller ID said "Health Insurance" and champagne/U… IL. A robotic computer voice calling herself "Helen" asked a few questions and then transferred the call to an insurance agent at www.HIFA1.com, Health Insurance for All, Inc., located in Florida. This call is part of the "National Health Enrollment Center" and "Health Enrollment Center" calls where the callers and insurance agents do their best to avoid revealing the true identity of the insurance brokerage houses selling individual health plans which do not comply with Obamacare.

Their toll-free number is 866-986-5663.  Often times the the only way one can identify the insurance brokerage behind the calls is to get the toll-free number and hope that it has been published on 800 notes.com or elsewhere. These toll-free numbers also often show up on state Department of Insurance listings for insurance agents licensed to sell various insurance plans in that particular state.  Virtually all telephone numbers appearing in those insurance agent license listings are toll-free numbers.