Aug 3, 2011
I just got a phone call from 216-201-9283, the guy on the phone told me he is representing my bank and the payday loan company. He told me that he is going to take criminal action against me because I am unwilling to take care of this debt and he said my bank is taking me to court also. I know that is a lie because that was an account I had opened in 2003 and it didn't stay open very long because of the payday loan company. I paid my bank of several years ago because I have had a new account with this bank since then. Now if they were pursuing criminal charges against me, why would they open up another account for me? These people are full of it. I had this very same thing happen to me about 31/2 years ago. A woman called me pretending like she was an attorney and she said I was going to be arrested and the police was going to come to my job to pick me up If I didn't pay the loan. Well silly me I made payment arrangements with her and paid $50 every week. Then I started researching the phone number and I made a few calls and asked questions like could I be arrested for not paying a payday loan and I was told no. Also, I found out by searching blogs like this one that the company was actually a debt collection agency using scare tactics and I immediately stopped paying the loan.