They are real slick in trying to get you on the phone.  It is a debt collector using illegal techniques.  They'll make it sound like its a personal call from a friend trying to reach you.  I hung up!

Got a call from a woman, very mean, nast, aggressive and demanding money said to be late on credit cards payments.  Never late and I don't have anymore credit cards payments.  BEWARE of caller...scam!!!

They called my sisters house in Wisconsin... I have never used her name or number for anything... its like they stalk your lives to harass EVERYONE in your family as a way to get to you... They just called my house too... "I'm sorry you must have the wrong number." ... "Nope, I don't know them, never heard of them."

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They have been calling for a while and finally left a message, though I already knew who it was. The message is from Monarch Recovery Management (formerly Academy) asking for my ex-wife, asking her to call 800-220-0605 and ask for Wendy Turner at extension 2592. She will be there until 4pm. If you want further information, go to: http://www.monarchrecoverymanagement.com. Their direct contact info is: MONARCH RECOVERY MANAGEMENT, INC.  | 10965 DECATUR RD  |  PHILADELPHIA, PA 19154  |  PHONE 215.281.7500  |  FAX 215.281.7512