Best report
ϟ
Oct 24, 2012
There are scams based on debt collection. Whether or not this is one, cannot be determined from the limited information available. The request for a Social Security Number does make this seem a bit shady.
Debt collectors, if they talk to someone other than the debtor about details, can get in trouble. Even if they're legitimate, asking for a person's SSN merely says that there are a bunch of stupid people out there, providing information just because a stranger asked.
Debt collectors are required to send a letter. If you've gotten no letter, then it's probably not a legitimate call from a legitimate collector.
Of course, if you pay all of your bills, there's no reason for a debt collector to be calling you, anyway.
The FCC can't do anything about debt collection calls. Don't waste your time or theirs, if you know you owe, and want the calls to stop. Know your rights -- ignore "Web User" -- and you can put a stop to the calls, yourself.
Only if the debt is really, really old does the statute of limitations mean anything. If you stopped paying three or six or sixteen moths ago, they can begin collection efforts -- years before the statute of limitations can help you.
Nothing wrong with contacting an attorney!! Many bar associations have periodic hotlines, maybe once or twice a month, which you can call anonymously and get general answers to simple questions.
Debt collectors, if they talk to someone other than the debtor about details, can get in trouble. Even if they're legitimate, asking for a person's SSN merely says that there are a bunch of stupid people out there, providing information just because a stranger asked.
Debt collectors are required to send a letter. If you've gotten no letter, then it's probably not a legitimate call from a legitimate collector.
Of course, if you pay all of your bills, there's no reason for a debt collector to be calling you, anyway.
The FCC can't do anything about debt collection calls. Don't waste your time or theirs, if you know you owe, and want the calls to stop. Know your rights -- ignore "Web User" -- and you can put a stop to the calls, yourself.
Only if the debt is really, really old does the statute of limitations mean anything. If you stopped paying three or six or sixteen moths ago, they can begin collection efforts -- years before the statute of limitations can help you.
Nothing wrong with contacting an attorney!! Many bar associations have periodic hotlines, maybe once or twice a month, which you can call anonymously and get general answers to simple questions.